If your cold storage crypto has no inheritance plan, your family cannot access it. No bank, no court, no company can recover it. The funds are gone forever.
CoinLegacy helps Americans build a secure, practical plan so your digital assets reach the right people — without exposing your keys while you're alive.
With a bank account, there is an institution that holds your money and has account recovery processes. With cold storage crypto, you are your own bank — and that means there is no fallback if the seed phrase is lost.
A free 30-minute call with a CoinLegacy specialist. No obligation, no technical jargon.
Without a plan, the answer is stark: the crypto stays on the blockchain, locked forever, with no way for anyone to access it.
The crypto itself is safe on the blockchain. The issue is that access depends entirely on information only the owner possesses. With the right plan in place, your family can access everything securely. Without one, they cannot access anything at all.
Our specialists help you build a plan that is secure today and accessible to your family when they need it.
There is no single right answer. The best approach depends on what you hold, who you trust, and how involved you want to be in the setup.
Our specialists will assess your situation and recommend the most appropriate solution — free of charge.
A plain-English guide to protecting cold storage assets for the people you leave behind. No technical knowledge required.
This guide is for educational purposes only and does not constitute legal, financial, or estate planning advice. For significant holdings, consult a licensed estate attorney and a crypto inheritance specialist before making decisions.
Before you can plan, you need a clear private record of all your crypto assets, where they are stored, and what type of wallet holds each one.
Every hardware wallet has a 12 or 24-word seed phrase generated on first setup. This is the master key. Whoever has this phrase has complete and irrevocable access to your crypto.
Wills become public documents during probate in most US states. Including your seed phrase in a will could expose it to anyone who accesses that document. Use a separate, secure letter of instruction instead, and reference in your will only that the document exists.
Choose who should be able to access your crypto after your death. This might be a spouse, an adult child, an estate attorney, or a combination. They need to be trustworthy, available, and calm under pressure.
Select the most appropriate approach for your situation and holdings.
Write a clear, plain-English document your beneficiary can follow step by step. Store it separately from your will — with your estate attorney, in a safety deposit box, or using a secure service.
Your beneficiary does not need your seed phrase today. They need to know a plan exists, where to find the instructions, and who to contact for help.
Our specialists will walk you through every step, help you choose the right approach for your situation, and make sure your family is protected.
Tell us a little about your situation and we will match you with a CoinLegacy specialist who can help.
CoinLegacy was founded by estate and security professionals who kept seeing the same heartbreaking situation: families left with nothing because no plan was in place.
We started CoinLegacy in 2023 after watching a friend's family spend months trying — and failing — to access $180,000 in Bitcoin their father had held on a Ledger. The seed phrase was nowhere to be found. The funds are still there on the blockchain today, permanently out of reach.
That experience drove us to build a service that makes crypto inheritance planning straightforward, secure, and accessible to every American holder — not just the technically sophisticated.
We work with individuals, families, and estate attorneys across the country. Our approach is always plain English, always practical, and always focused on what matters: protecting your family.
Answers to the most common questions about crypto inheritance and cold storage planning.
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From first-generation crypto holders to long-term investors, we've helped families across America protect what matters most. Here's what they say.
Whether you're planning ahead or dealing with an urgent situation, our specialists are here to help. We will explain your options clearly, in plain English — with zero pressure and zero obligation.
A 30-minute call with one of our crypto inheritance specialists. We'll listen to your situation and advise you on the best options available — completely free.
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Last updated: April 2026
CoinLegacy LLC ("we", "us", "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and protect your personal information when you use our website and services.
When you contact us, book a consultation, or register for a webinar, we may collect your name, email address, phone number, and information you share about your crypto holdings and estate planning situation.
We treat all information shared with us as strictly confidential. We do not sell, rent, or share your personal information with third parties for marketing purposes. Information about your crypto holdings or estate planning situation is handled with the utmost discretion.
We retain your personal information only as long as necessary to provide our services and comply with legal obligations. You may request deletion of your data at any time by contacting us at [email protected].
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For any privacy-related questions, contact us at [email protected] or call +1 (800) 000-0000.
Last updated: April 2026
By using the CoinLegacy website and services, you agree to these Terms of Service. Please read them carefully.
CoinLegacy provides general information and planning guidance relating to crypto inheritance. Nothing on this website or provided in our consultations constitutes legal advice, financial advice, or estate planning advice. You should consult a licensed estate attorney and qualified financial advisor before making any decisions relating to your estate.
CoinLegacy provides educational content, planning guidance, and referrals to appropriate professionals. We do not hold, manage, or have access to your crypto assets at any time. We do not store or have access to any seed phrases or private keys.
Free consultations are provided as a courtesy. They are informational in nature and do not create a professional relationship. We reserve the right to decline consultations at our discretion.
We make reasonable efforts to ensure the accuracy of information on this website, but crypto regulations, platforms, and best practices change frequently. We make no warranties about the completeness or accuracy of any content.
To the maximum extent permitted by law, CoinLegacy LLC shall not be liable for any direct, indirect, incidental, or consequential damages arising from use of our website or services.
These Terms are governed by the laws of the State of Texas, United States. Any disputes shall be resolved in the courts of Travis County, Texas.
Questions about these Terms? Email [email protected].